Paytalya

Digital infrastructure for the businesses that power daily commerce.

A software company developing products across payments, commerce, and industry. We build and operate the tools businesses use every day to take payments, run operations, and understand what's happening on the ground.

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What we build

Three products. One operating philosophy.

We build software that runs in the background of real businesses, closing the gap between what enterprise-grade infrastructure can do and what small and mid-sized operators can actually use. Each Paytalya product is shipped, supported, and operated by us.

Paytalya Wallet

A closed-loop digital wallet that lets customers spend across every participating business, and gives those businesses loyalty mechanics without an app build.

Paytalya Wallet
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Paytalya Link

A card-payment panel for businesses without a development team. Generate a link, send it to the customer, collect the payment. No code, no integration.

Paytalya Link
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Paytalya IoT

An industrial monitoring platform on LoRaWAN. Real-time telemetry, anomaly flags, and device-fleet visibility, readable on a phone and built for the floor.

Paytalya IoT
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Why Paytalya

We build, we operate, we stay.

01 Built, not assembled

Every product is engineered in-house.

We don't resell infrastructure. We build the software that turns banking rails, IoT networks, and payment integrations into products businesses can actually run on.

02 Operated by us

Same company. Same team.

When you use a Paytalya product, you're working with the team that built it. Support, integration, and roadmap move under one roof, on one timeline.

03 Made for the middle

The market most software ignores.

Most software is built for enterprise budgets or hobby projects. We build for the businesses in between, where most of daily commerce actually happens.

Where we are

Based in Türkiye. Built for the businesses around us.

Paytalya is headquartered in Türkiye, where we work most closely with the businesses, banks, and partners operating here. Our presence in the United Kingdom and Germany keeps us close to Europe, and we expand into new markets as the right opportunities emerge. We don't claim global reach we don't have. We claim deep presence in the markets we know.

  • TürkiyeHeadquarters · Active
  • United KingdomActive
  • GermanyActive
  • PolandComing · 2026
The team

A team building software that runs at scale.

Reha Samur
Reha Samur
CEO & Co-founder
Mustafa K. Özdemir
Mustafa K. Özdemir
CTO & Co-founder
M. Enes Tahiroğlu
M. Enes Tahiroğlu
Co-founder
Enes Uğur
Enes Uğur
Co-founder
Meet the team
FAQ

The first questions, answered.

What exactly does Paytalya do?+

We build and operate the software businesses use in their daily operations across payments, commerce, and industry. Every product is written, shipped, and supported by our own team.

Do you build your products, or assemble off-the-shelf tools?+

We build them. We write the software that turns banking rails, payment infrastructure, and IoT networks into products businesses can rely on, from the ground up.

What size of business are you a fit for?+

Small and mid-sized businesses that don't have enterprise budgets but still need professional tools, where most of daily commerce actually runs. That's our focus.

Which countries do you operate in?+

We're headquartered in Türkiye, with a presence in the United Kingdom and Germany. Poland is on our roadmap.

I'd like to evaluate a product. How do I start?+

Just write to us through the contact form. We'll get back within two business days and help you find the product that fits your need.

How do onboarding and support work?+

You work directly with the team that builds the product. Integration, training, and support all run under one roof, with the same team.

Get in touch

Tell us what you're trying to build.

Whether you're evaluating one of our products, exploring a partnership, or asking something else, we'll get back to you within two business days.